Accepting Payments When Selling at Craft Fairs

  1. Mary Roza says:

    Hi Lucy, This information was very informative. But, I’m still not sure what to do about payments for my event that this is saturday!!!!!!!!!! I have been procrastinating about finalizing what type of payments to accept. This is actually a trial run to see if this business is what people are looking for, so I don’t think I want to set up a business account with Square. I do have a Zelle account. Do you think that would be okay to use. Thanks

    • Lucy Kelly says:

      Hi Mary! If you are accepting payments for products, goods, or services (i.e., not a personal friends/family transaction) you need to have a business account set up with whatever payment processor you choose. If you have a business Zelle account you can use that!

  2. Gina says:

    It is really interesting how so many people use Venmo and Zelle for things they are selling when this method is not appropriate for business use. I am in the same boat where I am doing a trial of selling home made items, and don’t feel that setting up a business account and all that it entails is worth the expense. Aren’t there any other options out there for a beginner? Can we call it a donation when something is sold? When i used to do freelance work, I didn’t need a “business” account to get paid!

    • Lucy Kelly says:

      Hi:, and congratulations on getting started! As far as business goes, there’s really no such thing as a trial run…you’re either selling or you’re not. If you are selling, that’s a business transaction, and your prices need to cover the costs associated with that.

      A freelance business is also a business and would technically require a business account as well: it’s a bit of a risk to accept payments without claiming the income. Getting paid for selling your product would not count as a donation for your customer unless you are a registered 501(c)3 organization. It’s definitely going to be much easier to get the accounts set up properly from the get go and have pricing to cover the small fee rather than risk the consequences ❤️

      • Gina says:

        Thank you! That makes a lot of sense. I will take a look at the costs of setting up business accounts as well as tax implications to see if it is even worthwhile for me for just a few occassional sales.

  3. Dylan West says:

    You are allowed to accept Venmo payments for a Business Venmo account, right? I read the page you linked but also found this one:

    • Lucy Kelly says:

      Yes absolutely! Essentially as long as you are using a business version of a payment app, it’s allowed to be used. If the app doesn’t have a fee associated with it, it’s intended for personal use.

  4. Venmo is perfectly acceptable if it is a separate business Venmo account. They charge fees similar to that of paypal and square. And you can provide a sign with a qr code in your booth that will connect with your Venmo business account.

    • Lucy Kelly says:

      That’s absolutely correct: thank you! I just updated the post to add this (Venmo for business wasn’t a ‘thing’ when this was originally posted, but it sure is now!). I don’t personally use Venmo for business, but I know a lot of people really love it…and bonus points for the quick and easy QR code!

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